Conditions for buying an apartment in Istanbul with long-term installments
September 5, 2025
0 Comments

Buying property in Istanbul has always been one of the most attractive investment opportunities for foreigners. One of the reasons for the popularity of this market is the possibility of purchasing apartments on installment terms without having to pay in full in cash.
Why is it attractive to buy an apartment in Istanbul in installments?
- Ease of payment: Many projects allow for payments between 12 and 60 months.
- Start with a small down payment: The buyer can own the property with a down payment of 35% to 50%.
- Profitability: After the project is completed, the value of the property typically increases.
- Possibility of obtaining a Turkish passport: If you purchase more than $400,000, it is possible to obtain a passport, even with installment terms.
Examples of common installment terms in projects
- 35% down payment And 24-month installments without interest.
- 50% down payment And 36-month installments.
- Some projects even have installments. 5 years (60 months) They offer.
The best areas of Istanbul for installment purchases
- Bahçeşehir: New projects and reasonable prices.
- Maslak: Luxury towers with flexible payment terms.
- Büyükçekmece: Large coastal villas and complexes.
Important points before buying on installments
- Check that the project has an official title deed (Tapu).
- Make sure the manufacturer is reputable.
- The installment agreement must be transparent and legal.
- Use a lawyer or professional advisor in the purchasing process.
✅ Conclusion
Buying an apartment in Istanbul on installments is a safe way to invest that gives buyers more financial flexibility. This method is especially suitable for those who are planning to obtain a Turkish passport.

